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Live it up with a
Personal Loan
from Lenny.

 

Personal loans from $3,000 to $100,000. Fast decisions. 100% Online. Rates from 8.99% p.a.

APPLY NOW
*Applying will not affect your credit score.

Why choose Lenny.
More Options. More You.

Personal Loans from $3,000 to $100,000 from 8.99%.

EFFORTLESS APPLICATIONS
Experience a smooth, hassle-free application process with Lenny. Our fully digital platform allows you to complete your loan application anytime, anywhere, with ease and convenience.
LIGHTNING-FAST DCISIONS
Get results in record time. With Lenny's streamlined approach, you can receive approval in just minutes, helping you move forward without delay.
INTELLIGENT MATCHMAKING
We work with a panel of 12 trusted lenders to ensure you get the loan that best fits your needs. Lenny’s intelligent technology pairs you with the right lender for a solution that works for you.
SUPPORT WHEN YOU NEED IT
Whether you prefer handling things on your own or require expert assistance, Lenny is here to support you every step of the way, ensuring a seamless lending experience.
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Loan repayment calculator.

$
$
Months
Estimated payment

/week
Excludes optional payment protection insurance. Subject to lender approval and establishment fees. Interest rates vary depending on your individual circumstances. Minimum instalments, loan terms, lending criteria and Terms and Conditions apply.
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What our customers have to say

More lenders, more choice, better rates.

Lenny’s advanced AI matches your credit profile with our panel of 12 personal loan lenders, potentially unlocking multiple loan offers at exceptionally great rates*.

*Loan applications are subject to lender approval, T&C’s and establishment fees.

Your Lenny loan simplified

Your Lenny loan simplified
$3K - $100K
Personalised interest rate
from 8.99%
Same day payments*
Unsecured
Flexible terms from
1 to 7 years
Establishment Fees vary by Lender from $140. Flexible payments. Fixed interest rates.
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Everyday Lowest Rates.

Unsecured Personal Loan
8.99
%
p.a.
Rates From. Terms to 7 Years.
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*Interest rates range from 8.99% to 29.99%. Lending criteria and terms and conditions apply.

Unsecured loans for almost any occasion.

Unsecured loans for almost any occasion.

Debt Consolidation
Simplify your life with one loan, one goal, and one easy payment. Become debt-free sooner with a Lenny debt consolidation loan with flexible repayments to suit.
Home Improvements
Transform your home, whether it's for a new pool, kitchen remodel, extension, fresh paint, or beautiful landscaping a home improvement loan from Lenny can help.
Life Milestones
Celebrate a 21st birthday bash, create your dream wedding, or prepare for the joy of a new baby. Make these unforgettable moments truly special with a life milestone loan from Lenny.
Large Purchases
Tailor-made loans to fuel your New Zealand dream journey. Get funded, set your terms, and explore the majestic landscapes in style! Whether it’s cruising in your dream car or setting sail in your own boat, a Lenny personal loan gives you the financial flexibility to make your choice without constraints.
Sudden Emergencies
In times of unexpected emergencies like medical needs, funerals, or urgent car repairs, our loans are here to help. Offering fast, same-day payments without the need for security, we ensure you have the financial support when it matters most.
Travel & Adventures
Embrace the essence of life with new experiences as the world awaits you. Our loans are designed to fund your travel dreams, making global exploration and unforgettable adventures more accessible.
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Become debt free. Sooner.
Enhance your homes potential.
Cherish life’s moments.
Big dreams. Big purchases.
Ready for life’s surprises.
Explore more. Adventure awaits.
Stay connected
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Customer Reviews
  • Personal Loans
  • Debt Consolidation
  • Home Improvements
  • Life Milestones
  • Large Purchases
  • Travel & Adventures
  • Sudden Emergencies
  • Blog
  • FAQ's
  • About
  • Careers
  • Contact Us
  • Privacy
  • Insurance
  • Website T&C's
  • Application T&C's
  • Responsible Lending
  • Important Information
  • Loans
    • Debt Consolidation
    • Home Improvements
    • Life Milestones
    • Large Purchases
    • Travel & Adventures
    • Sudden Emergencies
  • Blog
  • FAQ's
  • About
  • Careers
  • Contact Us
  • Privacy
  • Insurance
  • Website T&C's
  • Application T&C's
  • Responsible Lending
  • Important Information

The Annual Interest Rate (AIR) for Personal Loans is variable, ranging from 8.99% to 29.99% p.a. and loan terms from 1 year to 7 years. For illustration purposes, a Personal Loan of $10,000 over 5 years at 12.99% AIR results in monthly payments of $227.34, with a total repayment sum of $13,640.40, reflecting an Annual Percentage Rate (APR) of 16.00%. Quoted totals do not include optional Payment Protection Insurance or Lender Establishment Fees which range from $117 to $395. 

Credia Limited (FSP 1005124, trading as Lenny) is a Financial Advice Provider Licenced by the Financial Markets Authority (FMA) to provide financial advice and is a member of the Financial Disputes Resolution Service (FDRS), FM6548. Disclosure Statement. Our services are provided in accordance with our Terms and Conditions.

© 2024 Credia Limited, Trading as Lenny. All rights reserved. Lenny, Credia, More Options. More Choices and Do More are Registered Trademarks.