fast Loan Approval for Life's Surprises
Life happens fast, and sometimes expenses pop up when you least expect them. That’s where Lenny comes in. We help you get your personal loan sorted quickly and simply, so you can get back on track without the stress.
When Life Goes Off-Script, Lenny has your back
Whether it’s urgent car repairs, a vet bill, or an unexpected medical cost, Lenny helps you find a loan that fits.
Our smart online platform and friendly local advisers work together to make the process quick, transparent, and hassle-free.
With some lenders able to pay out funds the same day once approved, you won’t be left waiting long.
Note: Approval times and outcomes depend on lender criteria, your credit profile, and the details of your application.
Loan repayment calculator.
Why Lenny?
100% Online
No printing, no scanning, no queues
More Choice
Compare offers from up to 12 NZ lenders in one place
Fast Turnaround
Some lenders can pay out within 1 hour of signing
Our Process - designed for Faster Approvals
1
High-Tech.
Apply online in minutes. Our digital platform quickly reviews your details and delivers instant loan approval, so you don’t waste time waiting.
2
High-Touch.
Track your application in real-time and get personalized guidance from your dedicated adviser. We’re here to ensure your path to instant loan approval stays smooth and simple.
3
High-Five.
Sign your loan documents electronically, anytime, on any device. With funds often transferred the same day, instant loan approval has never been easier.
Flexible Sudden Emergencies Loan
Your Lenny loan simplified
$3K - $100K
Personalised interest rate
from 8.95%
Same day payments*
Unsecured loans
Flexible terms from
1 to 7 years
Establishment Fees vary by Lender from $95. You can repay weekly, fortnightly or monthly. Your rate is fixed for the life of the loan.
More lenders, more choice, better rates.
Lenny’s advanced AI matches your credit profile with our panel of 12 personal loan lenders, potentially unlocking multiple loan offers at exceptionally great rates*.
*Loan applications are subject to lender approval, T&C’s and establishment fees.
Personal Loans for any occasion.
More fun. More travel. More experiences. More laughs.
More memories. Live it up with Lenny!
FAQ's
What is Digital Advice?
Digital Advice on Lenny is a service that uses advanced AI and data analytics to offer personalized loan recommendations and financial guidance. This system analyzes your financial profile and matches it with suitable loan options from our 12 partner lenders, ensuring you get the best terms and rates.
Can I talk to an Adviser?
While Lenny primarily offers digital advice through our automated platform, customers can request to speak with a financial adviser for additional support and personalized guidance. This service ensures that you get both the efficiency of digital advice and the human touch when needed.
How do I verify my income?
We use the Illion bank statement verification service. This is a secure and encrypted tool trusted by numerous banks and finance companies across Australasia. This automated process is efficient and ensures accuracy in income verification. Lenny ensures the confidentiality and security of all your personal and financial information, regardless of the method chosen.
How quickly can a loan get approved and paid out?
Loans through Lenny can be approved rapidly, with initial decisions in a few seconds, and final approvals often within a few hours, thanks to our efficient digital processing. Once loan agreements are signed, the loan amount is typically disbursed and available in your bank account same day or overnight depending when completed.