Debt Consolidation Loan Become debt free—faster.

Simplify your finances by combining all debts into one easy debt consolidation loan payment.

Debt consolidation loan NZ

Reset Your Finances with a Lenny Debt Consolidation Loan

Simplify your money matters with Lenny’s smart approach: one debt consolidation loan, one goal, and one easy payment. Borrow up to $100,000—unsecured or partially secured—with competitive rates starting from just 8.99%. Take back control of your finances today, on your own terms.

Loan repayment calculator.

Why Lenny?
So Easy!

100% online. No Printing.
No Scanning. 7-days.

More Choice!

Compare your eligibility with 12 lenders and choose from one or more approvals.

Sorted!

Sign digital contracts. Same day Payment*. AI Advice.

Our Process – How a Debt Consolidation Loan Works with Lenny
1
High-Tech.

Apply online with ease. Our digital platform quickly assesses your details and provides an approval decision for your debt consolidation loan in just minutes.

Milestone personal loan
2
High-Touch.

Track your debt consolidation loan progress in real-time, complete tasks, and chat directly with your dedicated adviser through your online dashboard.

Online personal loan application
3
High-Five.

Review and e-sign your loan documents on any device. Once accepted, your debt consolidation loan funds can be transferred the very same day*.

Personal loan for milestone events

Debt Consolidation Loan

Your Lenny loan simplified
$3K - $100K
Personalised interest rate
from 8.95%
Same day payments*
Unsecured loans
Flexible terms from
1 to 7 years
Establishment Fees vary by Lender from $145. You can repay weekly, fortnightly or monthly. Your rate is fixed for the life of the loan.

More lenders, more choice, better rates.

Lenny’s advanced AI matches your credit profile with our panel of 12 personal loan lenders, potentially unlocking multiple loan offers at exceptionally great rates*.

*Loan applications are subject to lender approval, T&C’s and establishment fees.

Personal Loans for any occasion.

More fun. More travel. More experiences. More laughs.
More memories. Live it up with Lenny!

FAQ's

What is Digital Advice?

Digital Advice on Lenny is a service that uses advanced AI and data analytics to offer personalized loan recommendations and financial guidance. This system analyzes your financial profile and matches it with suitable loan options from our 12 partner lenders, ensuring you get the best terms and rates.

Can I talk to an Adviser?

While Lenny primarily offers digital advice through our automated platform, customers can request to speak with a financial adviser for additional support and personalized guidance. This service ensures that you get both the efficiency of digital advice and the human touch when needed.

How do I verify my income?

We use the Illion bank statement verification service. This is a secure and encrypted tool trusted by numerous banks and finance companies across Australasia. This automated process is efficient and ensures accuracy in income verification. Lenny ensures the confidentiality and security of all your personal and financial information, regardless of the method chosen.

How quickly can a loan get approved and paid out?

Loans through Lenny can be approved rapidly, with initial decisions in a few seconds, and final approvals often within a few hours, thanks to our efficient digital processing. Once loan agreements are signed, the loan amount is typically disbursed and available in your bank account same day or overnight depending when completed.