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Digital advice is financial guidance delivered online using smart technology and licensed advisers working together. At Lenny, our system reviews your application, income and affordability using secure data tools and lender criteria to match you with suitable loan options.

It’s not a generic calculator — it’s a structured, regulated process designed to help you understand what you can afford and what lenders are likely to approve. A qualified adviser oversees the process, and you can request human support at any time.

Digital advice allows us to move faster, reduce paperwork, and give you clear options without the pressure of a traditional bank appointment.

Yes. Lenny combines digital tools with real advisers.

You can speak with a licensed loan adviser by phone or message at any stage of your application. Many clients prefer the speed of the online process, but if you want reassurance, clarification, or help choosing between loan options, an adviser is available.

We’re designed to be flexible — digital when you want speed, human when you want support.

Income verification is secure and flexible.

Most clients verify income instantly using encrypted bank data or by uploading payslips. We use trusted verification tools that lenders already accept, which speeds up approvals and reduces paperwork.

If automatic verification isn’t suitable, you can upload documents later through your secure portal. We’ll guide you through what’s needed — nothing more than lenders require.

Your information is encrypted and handled under strict privacy standards.

Loans through Lenny can be approved rapidly, with initial decisions in a few seconds, and final approvals often within a few hours, thanks to our efficient digital processing. Once loan agreements are signed, the loan amount is typically disbursed and available in your bank account same day or overnight depending when completed.